Making Cent$ of Money: Budgeting 101

Budgeting has gotten a bad reputation as something that is restrictive, boring and doesn’t work.  A budget is simply a plan for your money based on your priorities and goals.  Let’s reframe how we think about spending plans and learn how they can help your clients manage their household finances.

Have you ever wondered why some people are so good with their money and others aren’t?  Likely someone taught them how to manage their money so they can create the life they want. Most of us weren’t born knowing how to intuitively manage our money, our parents likely didn’t discuss money let alone teach us, and it wasn’t part of the curriculum when we were in school, so we learn by the school of hard knocks.

However, here’s the good news – creating a spending plan is skill set that anyone can learn and a process you can support your clients with!  The better news is that we have broken down budgeting into seven easy steps.  In the Making Cent$ of Money: Budgeting 101 workshop, you will learn how to empower your clients to:

·         Set SMART financial goals

·         Understand the components of a spending plan

·         Track expenses and identify areas of change

·         Plan and pay for irregular expenses

·         Create and manage savings for goals like emergency savings and fun things

·         Create a paycheque plan